An impairment rating is a percentage rating pursuant to guidelines established by the American Medical Association (AMA). If an injured worker’s impairment rating is less than 50 percent, he or she is presumed to be partially disabled. An insurance carrier can then change the injured worker’s disability status from total disability to partial disability. The partial disability benefits are paid at the total disability rate for a period of not more than 500 weeks.
Under AMA guidelines, most injured workers do not meet the 50 percent or greater impairment rating. The AMA guidelines do not consider the injured worker’s level of pain or other subjective criteria. If you are receiving workers’ compensation benefits and the insurance company is requesting you submit to an Impairment Rating Evaluation, it is in your best interest to contact a workers’ compensation attorney at Musi, Malone & Daubenberger.
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